/* ════════════════════════════════════════════
   BANCO STELLANTIS — DESIGN SYSTEM
   Refonte de contenu — design, structure et composants inchangés
   ════════════════════════════════════════════ */
:root{
  --ink:#241526;
  --ink-2:#3B1B3A;
  --ink-3:#150B17;
  --ink-line:rgba(244,236,224,0.14);
  --paper:#F4ECE0;
  --paper-deep:#EAE0D0;
  --line:#DED2BD;
  --brass:#C9A04E;
  --brass-light:#E0BC74;
  --brass-soft:rgba(201,160,78,0.16);
  --sage:#9FB79A;
  --sage-soft:rgba(159,183,154,0.18);
  --text:#1A1219;
  --text-muted:#6E6168;
  --text-on-ink:#F4ECE0;
  --text-on-ink-muted:rgba(244,236,224,0.62);
  --radius:2px;
  --ease:cubic-bezier(.16,.84,.44,1);
  --shadow-soft:0 30px 70px -20px rgba(36,21,38,0.35);
  color-scheme:light;
}
/* ───── SCROLLBAR ───── */
html{scrollbar-width:auto;scrollbar-color:var(--ink) var(--paper-deep);}
::-webkit-scrollbar{width:14px;height:14px;}
::-webkit-scrollbar-track{background:var(--paper-deep);border-left:1px solid var(--line);}
::-webkit-scrollbar-thumb{background:var(--ink);border-radius:20px;border:3px solid var(--paper-deep);min-height:40px;}
::-webkit-scrollbar-thumb:hover{background:var(--brass);}
::-webkit-scrollbar-thumb:active{background:var(--brass-light);}
::-webkit-scrollbar-corner{background:var(--paper-deep);}

html[data-theme="dark"]{scrollbar-color:var(--brass-light) var(--paper-deep);}
html[data-theme="dark"] ::-webkit-scrollbar-track{background:var(--paper-deep);border-left:1px solid var(--ink-line);}
html[data-theme="dark"] ::-webkit-scrollbar-thumb{background:var(--brass-light);border-color:var(--paper-deep);}
html[data-theme="dark"] ::-webkit-scrollbar-thumb:hover{background:var(--brass);}

html[data-theme="dark"]{
  --ink:#F4ECE0;
  --ink-2:#E0BC74;
  --ink-3:#0D0710;
  --ink-line:rgba(244,236,224,0.1);
  --paper:#150F17;
  --paper-deep:#1E1621;
  --line:rgba(244,236,224,0.14);
  --brass:#E0BC74;
  --brass-light:#F0D08E;
  --brass-soft:rgba(224,188,116,0.14);
  --sage:#9FB79A;
  --sage-soft:rgba(159,183,154,0.14);
  --text:#F1E9DD;
  --text-muted:rgba(241,233,221,0.58);
  --text-on-ink:#150F17;
  --text-on-ink-muted:rgba(21,15,23,0.6);
  color-scheme:dark;
}
html[data-theme="dark"] body{background:var(--paper);}
html[data-theme="dark"] .ledger-card{background:#1E1621;box-shadow:0 30px 70px -20px rgba(0,0,0,0.6);}
html[data-theme="dark"] .ledger-card::before{border-color:rgba(244,236,224,0.08);}
html[data-theme="dark"] .ledger-row .amt.pos{color:#8FCB8A;}
html[data-theme="dark"] .nav{background:rgba(21,15,23,0.86);}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box;}
html{scroll-behavior:smooth;transition:background .4s var(--ease);}
body{transition:background .4s var(--ease),color .4s var(--ease);}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto;}*{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;}}
body{font-family:'Inter',sans-serif;background:var(--paper);color:var(--text);line-height:1.6;-webkit-font-smoothing:antialiased;}
a{color:inherit;}
img{max-width:100%;display:block;}
.mono{font-family:'IBM Plex Mono',monospace;}
::selection{background:var(--brass);color:var(--ink);}
:focus-visible{outline:2px solid var(--brass);outline-offset:3px;}
.wrap{max-width:1320px;margin:0 auto;padding:0 32px;}

/* ───── DISCLAIMER ───── */
.disclaimer-banner{background:var(--ink-3);color:var(--text-on-ink-muted);border-bottom:1px solid var(--ink-line);font-family:'IBM Plex Mono',monospace;font-size:11.5px;text-align:center;padding:9px 20px;letter-spacing:0.01em;}

/* ───── LEDGER SPINE ───── */
.ledger-spine{position:fixed;left:0;top:0;bottom:0;width:48px;display:flex;flex-direction:column;align-items:center;z-index:40;pointer-events:none;}
.ledger-spine::before{content:'';position:absolute;top:0;bottom:0;left:50%;width:1px;background:var(--line);}
.ledger-spine .mark{position:absolute;left:50%;transform:translateX(-50%);width:9px;height:1px;background:var(--text-muted);}
@media (max-width:980px){.ledger-spine{display:none;}}

/* ───── SEAL EMBLEM ───── */
.seal{width:34px;height:34px;flex-shrink:0;}
.seal circle{fill:none;stroke:currentColor;}
.seal text{font-family:'Fraunces',serif;font-style:italic;}

/* ───── NAV ───── */
.mobile-item{display:none;}
@media (max-width:1080px){
  .desktop-item{display:none;}
  .mobile-item{display:block;}
}
.nav{position:sticky;top:0;z-index:100;background:rgba(244,236,224,0.88);border-bottom:1px solid var(--line);}
.nav-inner{max-width:1320px;margin:0 auto;padding:0 32px;height:78px;display:flex;align-items:center;justify-content:space-between;}
.logo-group{display:flex;align-items:center;gap:11px;text-decoration:none;color:var(--ink);}
.logo-group .seal{color:var(--brass);}
.logo{font-family:'Fraunces',serif;font-size:21px;font-style:italic;font-weight:500;letter-spacing:0.2px;}
.logo-img{height:70px;width:auto;max-width:200px;display:block;object-fit:contain;flex-shrink:0;}
@media (max-width:600px){.logo-img{height:50px;max-width:150px;}}
.nav-links{display:flex;align-items:center;gap:4px;list-style:none;position:relative;}
.nav-links > li{position:relative;}
.nav-links > li > a,.nav-links>li>button{display:flex;align-items:center;gap:5px;font-size:13.5px;font-weight:500;text-decoration:none;color:var(--text);padding:10px 13px;background:none;border:none;cursor:pointer;font-family:'Inter',sans-serif;}
.nav-links > li > a::after{content:'';position:absolute;left:13px;right:13px;bottom:6px;height:1px;background:var(--brass);transform:scaleX(0);transform-origin:left;transition:transform .3s var(--ease);}
.nav-links > li > a:hover::after{transform:scaleX(1);}
.nav-dropdown{position:absolute;top:100%;left:0;background:var(--paper);border:1px solid var(--line);min-width:230px;padding:10px;opacity:0;visibility:hidden;transform:translateY(8px);transition:var(--ease) .25s;box-shadow:0 24px 50px -16px rgba(36,21,38,0.25);}
.nav-links>li:hover .nav-dropdown{opacity:1;visibility:visible;transform:translateY(4px);}
.nav-dropdown a{display:block;padding:10px 14px;font-size:13px;text-decoration:none;color:var(--text);border-radius:1px;}
.nav-dropdown a:hover{background:var(--paper-deep);color:var(--ink);}

/* ───── MEGA-MENU (extension du .nav-dropdown, mêmes tokens) ───── */
.nav-megamenu{left:50%;transform:translate(-50%,8px);min-width:auto;width:min(880px,86vw);padding:34px;display:grid;grid-template-columns:repeat(3,1fr);gap:30px 34px;}
.nav-links>li:hover .nav-megamenu{transform:translate(-50%,4px);}
.mega-col-title{font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:0.05em;text-transform:uppercase;color:var(--brass);margin-bottom:14px;display:block;}
.mega-col a{display:block;padding:8px 0;font-size:13.5px;border-radius:0;}
.mega-col a:hover{background:none;color:var(--brass);padding-left:4px;}
.mega-col a .mega-desc{display:block;font-size:11.5px;color:var(--text-muted);font-family:'Inter',sans-serif;margin-top:1px;}
.mega-col a:hover .mega-desc{color:var(--text-muted);}
.mega-cta{grid-column:1/-1;border-top:1px solid var(--line);padding-top:20px;display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:14px;}
.mega-cta p{font-size:13px;color:var(--text-muted);margin:0;}
@media (max-width:1080px){
  .nav-megamenu{display:block;width:auto;padding:0 0 8px 14px;grid-template-columns:none;}
  .mega-col{margin-bottom:14px;}
  .mega-col a .mega-desc{display:none;}
  .mega-cta{border-top:none;padding-top:6px;display:block;}
}
.nav-cta{display:flex;align-items:center;gap:14px;}
.btn-text{font-size:13.5px;font-weight:500;text-decoration:none;}
.btn-ink{display:inline-flex;align-items:center;gap:8px;background:var(--ink);color:var(--text-on-ink);padding:11px 22px;font-size:13.5px;font-weight:600;text-decoration:none;border-radius:var(--radius);transition:background .25s var(--ease),transform .25s var(--ease);}
.btn-ink:hover{background:var(--ink-3);transform:translateY(-1px);}
.theme-toggle{width:36px;height:36px;border:1px solid var(--line);background:none;border-radius:50%;cursor:pointer;display:flex;align-items:center;justify-content:center;color:var(--text);flex-shrink:0;transition:border-color .25s var(--ease),transform .25s var(--ease);}
.theme-toggle:hover{border-color:var(--brass);transform:rotate(14deg);}
.theme-toggle svg{width:16px;height:16px;}
.theme-toggle .i-moon{display:none;}
html[data-theme="dark"] .theme-toggle .i-sun{display:none;}

.lang-switcher{position:relative;flex-shrink:0;}
.lang-switcher-btn{display:flex;align-items:center;gap:6px;height:36px;padding:0 12px;border:1px solid var(--line);border-radius:20px;background:none;color:var(--text);cursor:pointer;transition:border-color .25s var(--ease);}
.lang-switcher-btn:hover,.lang-switcher-btn:focus-visible{border-color:var(--brass);}
.lang-switcher-btn svg{width:14px;height:14px;flex-shrink:0;}
.lang-current{font-size:11px;letter-spacing:.04em;}
.lang-switcher-list{position:absolute;top:calc(100% + 8px);right:0;background:var(--paper);border:1px solid var(--line);min-width:150px;padding:6px;opacity:0;visibility:hidden;transform:translateY(8px);transition:var(--ease) .25s;box-shadow:0 24px 50px -16px rgba(36,21,38,0.25);z-index:40;border-radius:var(--radius);}
.lang-switcher:hover .lang-switcher-list,.lang-switcher:focus-within .lang-switcher-list{opacity:1;visibility:visible;transform:translateY(0);}
.lang-switcher-list a{display:flex;align-items:center;justify-content:space-between;gap:10px;padding:9px 12px;font-size:13px;text-decoration:none;color:var(--text);border-radius:1px;}
.lang-switcher-list a:hover{background:var(--paper-deep);color:var(--ink);}
.lang-switcher-list a[aria-current="true"]{color:var(--brass);font-weight:600;}
.lang-switcher-list .lang-native{color:var(--text-muted);font-size:11px;}
@media (max-width:1080px){
  .lang-switcher{order:-1;margin-right:auto;}
  .lang-switcher-list{left:0;right:auto;}
}

.breadcrumb{padding:16px 0 0;}
.breadcrumb ol{list-style:none;display:flex;flex-wrap:wrap;align-items:center;gap:8px;margin:0;padding:0;font-size:12px;color:var(--text-muted);}
.breadcrumb li{display:flex;align-items:center;gap:8px;}
.breadcrumb li:not(:last-child)::after{content:"/";color:var(--line);}
.breadcrumb a{color:var(--text-muted);text-decoration:none;}
.breadcrumb a:hover{color:var(--brass);}
.breadcrumb li[aria-current="page"]{color:var(--ink);font-weight:500;}
html[data-theme="dark"] .theme-toggle .i-moon{display:block;}
.nav-toggle{display:none;background:none;border:none;cursor:pointer;width:32px;height:32px;position:relative;z-index:210;}
.nav-toggle span{display:block;width:20px;height:1.5px;background:var(--text);margin:5px auto;transition:transform .3s var(--ease),opacity .3s var(--ease);}
.nav-toggle.open span:nth-child(1){transform:translateY(6.5px) rotate(45deg);}
.nav-toggle.open span:nth-child(2){opacity:0;}
.nav-toggle.open span:nth-child(3){transform:translateY(-6.5px) rotate(-45deg);}
@media (max-width:1080px){
  .nav-links{position:fixed;inset:0;top:0;background:var(--paper);flex-direction:column;justify-content:flex-start;align-items:flex-start;gap:0;padding:78px 28px 24px;display:flex;opacity:0;visibility:hidden;transform:translateY(-10px);transition:opacity .3s var(--ease),transform .3s var(--ease),visibility .3s;z-index:200;overflow-y:auto;-webkit-overflow-scrolling:touch;}
  .nav-links.mobile-open{opacity:1;visibility:visible;transform:none;}
  .nav-links>li{width:100%;flex-shrink:0;}
  .nav-links>li>a,.nav-links>li>button{width:100%;font-size:16px;padding:9px 0;font-family:'Fraunces',serif;font-style:italic;color:var(--text);font-weight:500;}
  .nav-links>li>a::after{display:none;}
  .nav-dropdown{position:static;opacity:1;visibility:visible;transform:none;border:none;padding:0 0 6px 14px;display:none;box-shadow:none;background:none;}
  .nav-links>li.mobile-expanded .nav-dropdown{display:block;}
  .nav-dropdown a{padding:6px 0;font-size:13px;}
  .nav-cta{display:none;}
  .nav-toggle{display:block;}
  .mobile-item{border-bottom:1px solid var(--line);}
  .mobile-item:last-of-type{border-bottom:none;}
  .nav-cta-mobile{display:flex!important;flex-direction:column;gap:10px;margin-top:16px;padding-top:16px;border-top:1px solid var(--line);width:100%;flex-shrink:0;}
  .nav-cta-mobile .btn-text{font-size:14px;font-weight:600;padding:6px 0;color:var(--text);}
  .nav-cta-mobile .btn-ink{justify-content:center;padding:12px 22px;font-size:14px;}
}
.nav-cta-mobile{display:none;}

/* ───── PAGE HEADER (sous-pages) ───── */
.page-header{background:linear-gradient(155deg,var(--ink) 0%, var(--ink-2) 100%);color:var(--text-on-ink);padding:84px 0 96px;position:relative;overflow:hidden;}
.page-header::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 82% 18%, rgba(201,160,78,0.16), transparent 55%);}
.page-header::after{content:'';position:absolute;right:-80px;bottom:-120px;width:420px;height:420px;border-radius:50%;border:1px solid rgba(244,236,224,0.08);}
.breadcrumb{position:relative;z-index:1;display:flex;align-items:center;gap:8px;font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--text-on-ink-muted);margin-bottom:24px;text-transform:uppercase;letter-spacing:0.04em;}
.breadcrumb a{text-decoration:none;color:var(--text-on-ink-muted);}
.breadcrumb a:hover{color:var(--brass-light);}
.page-header h1{position:relative;z-index:1;font-family:'Fraunces',serif;font-weight:500;font-size:clamp(2.1rem,4vw,3.2rem);line-height:1.12;max-width:760px;margin-bottom:18px;}
.page-header h1 em{font-style:italic;font-weight:400;color:var(--brass-light);}
.page-header p{position:relative;z-index:1;font-size:16px;color:var(--text-on-ink-muted);max-width:540px;}

/* ───── SECTION SHELL ───── */
.section{padding:108px 0;}
.section-tight{padding:72px 0;}
.section-ink{background:var(--ink);color:var(--text-on-ink);}
.section-deep{background:var(--paper-deep);}
.section-head{display:grid;grid-template-columns:1fr 1.4fr;gap:60px;margin-bottom:64px;align-items:end;}
.section-eyebrow{font-family:'IBM Plex Mono',monospace;font-size:12px;letter-spacing:0.06em;color:var(--brass);text-transform:uppercase;margin-bottom:18px;display:flex;align-items:center;gap:10px;}
.section-ink .section-eyebrow{color:var(--brass-light);}
.section-eyebrow .sep{width:24px;height:1px;background:currentColor;opacity:.5;}
.section-title{font-family:'Fraunces',serif;font-weight:500;font-size:clamp(1.8rem,3vw,2.5rem);line-height:1.15;}
.section-title em{font-style:italic;font-weight:400;color:var(--brass);}
.section-ink .section-title em{color:var(--brass-light);}
.section-desc{font-size:15.5px;color:var(--text-muted);max-width:460px;}
.section-ink .section-desc{color:var(--text-on-ink-muted);}
@media (max-width:880px){.section-head{grid-template-columns:1fr;gap:20px;}.section{padding:72px 0;}}

/* ───── REGISTER LIST ───── */
.register-list{border-top:1px solid var(--line);}
.register-item{display:grid;grid-template-columns:90px 1fr 1.3fr;gap:40px;padding:36px 0;border-bottom:1px solid var(--line);align-items:start;}
.register-item .idx{font-family:'IBM Plex Mono',monospace;font-size:13px;color:var(--brass);padding-top:6px;}
.register-item h3{font-family:'Fraunces',serif;font-weight:500;font-size:1.4rem;font-style:italic;}
.register-item p{font-size:14.5px;color:var(--text-muted);max-width:480px;}
@media (max-width:780px){.register-item{grid-template-columns:1fr;gap:10px;}}

/* ───── SERVICE ROWS ───── */
.service-rows{border-top:1px solid var(--ink-line);}
.service-row{display:grid;grid-template-columns:60px 1fr auto;align-items:center;gap:32px;padding:30px 0;border-bottom:1px solid var(--ink-line);text-decoration:none;color:inherit;transition:padding-left .3s var(--ease),background .3s var(--ease);}
.service-row:hover{padding-left:14px;background:rgba(244,236,224,0.03);}
.service-row .idx{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--text-on-ink-muted);}
.service-row .name{font-family:'Fraunces',serif;font-style:italic;font-weight:500;font-size:clamp(1.3rem,2.2vw,1.9rem);}
.service-row .meta{display:flex;align-items:center;gap:24px;font-family:'IBM Plex Mono',monospace;font-size:12.5px;color:var(--text-on-ink-muted);}
.service-row .meta .rate{color:var(--brass-light);}
.service-row .arrow{width:34px;height:34px;border:1px solid rgba(244,236,224,0.25);display:flex;align-items:center;justify-content:center;transition:transform .3s var(--ease),border-color .3s var(--ease);}
.service-row:hover .arrow{transform:translateX(4px);border-color:var(--brass-light);}

/* ───── CARD GRID (génériques) ───── */
.card-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(270px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);}
.card-grid .card{background:var(--paper);padding:36px 30px;transition:background .3s var(--ease);}
.card-grid .card:hover{background:var(--paper-deep);}
.card .card-idx{font-family:'IBM Plex Mono',monospace;font-size:11.5px;color:var(--brass);letter-spacing:0.04em;margin-bottom:18px;display:block;}
.card h3{font-family:'Fraunces',serif;font-weight:500;font-style:italic;font-size:1.3rem;margin-bottom:10px;}
.card p{font-size:14px;color:var(--text-muted);margin-bottom:18px;}
.card .card-link{display:inline-flex;align-items:center;gap:7px;font-size:13px;font-weight:600;text-decoration:none;border-bottom:1px solid var(--text);padding-bottom:2px;}

/* ───── RATES STRIP ───── */
.rates-strip{display:grid;grid-template-columns:repeat(4,1fr);border:1px solid var(--line);border-left:none;}
.rate-cell{padding:30px 24px;border-left:1px solid var(--line);}
.rate-cell .lbl{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--text-muted);text-transform:uppercase;letter-spacing:0.04em;margin-bottom:12px;}
.rate-cell .val{font-family:'Fraunces',serif;font-size:2.2rem;font-style:italic;color:var(--ink);}
.rate-cell .val sup{font-size:1rem;font-style:normal;color:var(--text-muted);}
@media (max-width:780px){.rates-strip{grid-template-columns:repeat(2,1fr);}}

/* ───── LEDGER CARD (hero) ───── */
.ledger-card{background:#FBF6EC;border:1px solid var(--line);box-shadow:0 30px 70px -20px rgba(36,21,38,0.35),0 2px 0 rgba(36,21,38,0.05);transform:rotate(1.2deg);padding:34px 30px 28px;position:relative;}
.ledger-card::before{content:'';position:absolute;inset:10px;border:1px solid rgba(26,18,25,0.08);pointer-events:none;}
.ledger-card-head{display:flex;justify-content:space-between;align-items:flex-start;margin-bottom:22px;font-family:'IBM Plex Mono',monospace;}
.ledger-card-head .acc{font-size:11.5px;color:var(--text-muted);letter-spacing:0.03em;}
.ledger-card-head .status{font-size:10.5px;color:#4B6E4A;display:flex;align-items:center;gap:6px;}
.ledger-card-head .status::before{content:'';width:6px;height:6px;border-radius:50%;background:#4B6E4A;}
.ledger-balance{font-family:'Fraunces',serif;font-size:2.5rem;font-style:italic;margin-bottom:4px;}
.ledger-balance .ccy{font-size:1.05rem;font-style:normal;color:var(--text-muted);}
.ledger-sub{font-size:12px;color:var(--text-muted);margin-bottom:24px;}
.ledger-rows{border-top:1px dashed var(--line);}
.ledger-row{display:flex;justify-content:space-between;align-items:center;padding:12px 0;border-bottom:1px dashed var(--line);font-size:13px;}
.ledger-row .desc{display:flex;flex-direction:column;gap:2px;}
.ledger-row .desc .t{font-weight:500;}
.ledger-row .desc .d{font-family:'IBM Plex Mono',monospace;font-size:10.5px;color:var(--text-muted);}
.ledger-row .amt{font-family:'IBM Plex Mono',monospace;font-size:13px;}
.ledger-row .amt.pos{color:#4B6E4A;}
.ledger-row .amt.neg{color:var(--text);}
.ledger-tag{position:absolute;top:-14px;right:24px;background:var(--brass);color:var(--ink);font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:0.04em;padding:6px 12px;}

/* ───── QUOTE ───── */
.quote-section{padding:120px 0;text-align:center;}
.quote-mark{font-family:'Fraunces',serif;font-size:3.6rem;color:var(--brass-light);font-style:italic;line-height:1;}
blockquote{font-family:'Fraunces',serif;font-style:italic;font-weight:400;font-size:clamp(1.4rem,2.8vw,2.1rem);line-height:1.4;max-width:820px;margin:16px auto 26px;}
.quote-attr{font-family:'IBM Plex Mono',monospace;font-size:12.5px;color:var(--text-on-ink-muted);letter-spacing:0.03em;}

/* ───── FAQ ───── */
.faq-list{border-top:1px solid var(--line);}
.faq-item{border-bottom:1px solid var(--line);}
.faq-q{display:flex;justify-content:space-between;align-items:center;width:100%;background:none;border:none;text-align:left;padding:24px 0;cursor:pointer;font-family:'Fraunces',serif;font-style:italic;font-size:1.15rem;color:var(--text);}
.faq-q .plus{font-family:'IBM Plex Mono',monospace;font-style:normal;font-size:16px;color:var(--brass);transition:transform .3s var(--ease);}
.faq-item.open .faq-q .plus{transform:rotate(45deg);}
.faq-a{max-height:0;overflow:hidden;transition:max-height .35s var(--ease);}
.faq-item.open .faq-a{max-height:300px;}
.faq-a p{padding-bottom:24px;font-size:14.5px;color:var(--text-muted);max-width:640px;}

/* ───── CTA FINAL ───── */
.cta-final{background:var(--paper-deep);border:1px solid var(--line);padding:72px 60px;display:grid;grid-template-columns:1.3fr 0.7fr;gap:50px;align-items:center;}
.cta-final h2{font-family:'Fraunces',serif;font-weight:500;font-size:clamp(1.7rem,3vw,2.3rem);margin-bottom:16px;}
.cta-final p{color:var(--text-muted);font-size:15px;max-width:420px;}
.cta-actions{display:flex;flex-direction:column;gap:14px;align-items:flex-end;}
@media (max-width:780px){.cta-final{grid-template-columns:1fr;padding:44px 26px;}.cta-actions{align-items:flex-start;}}

/* ───── BUTTONS / LINKS ───── */
.btn-primary{display:inline-flex;align-items:center;gap:10px;background:var(--ink);color:var(--text-on-ink);padding:15px 28px;font-size:14.5px;font-weight:600;text-decoration:none;border-radius:var(--radius);transition:transform .25s var(--ease),box-shadow .25s var(--ease);}
.btn-primary:hover{transform:translateY(-2px);box-shadow:0 10px 28px rgba(36,21,38,0.3);}
.btn-brass{display:inline-flex;align-items:center;gap:10px;background:var(--brass);color:var(--ink);padding:15px 28px;font-size:14.5px;font-weight:700;text-decoration:none;border-radius:var(--radius);transition:transform .25s var(--ease);}
.btn-brass:hover{transform:translateY(-2px);}
.link-arrow{display:inline-flex;align-items:center;gap:8px;text-decoration:none;font-size:14px;font-weight:600;border-bottom:1px solid var(--text);padding-bottom:2px;}
.link-arrow.on-ink{border-color:var(--text-on-ink);}
.link-arrow svg{transition:transform .25s var(--ease);}
.link-arrow:hover svg{transform:translateX(4px);}

/* ───── FOOTER ───── */
footer{background:var(--ink);color:var(--text-on-ink);padding:76px 0 36px;}
.footer-grid{display:grid;grid-template-columns:1.2fr repeat(5,1fr);gap:32px;padding-bottom:52px;border-bottom:1px solid var(--ink-line);}
.footer-logo{display:flex;align-items:center;gap:10px;font-family:'Fraunces',serif;font-style:italic;font-size:21px;margin-bottom:16px;color:var(--brass-light);}
.footer-tagline{font-size:13.5px;color:var(--text-on-ink-muted);max-width:260px;}
.footer-col h4{font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:0.05em;text-transform:uppercase;color:var(--brass-light);margin-bottom:18px;}
.footer-col ul{list-style:none;display:flex;flex-direction:column;gap:10px;}
.footer-col a{font-size:13.5px;color:var(--text-on-ink-muted);text-decoration:none;transition:color .2s;}
.footer-col a:hover{color:var(--text-on-ink);}
.footer-bottom{padding-top:26px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:14px;font-family:'IBM Plex Mono',monospace;font-size:11.5px;color:var(--text-on-ink-muted);}
@media (max-width:900px){.footer-grid{grid-template-columns:1fr 1fr;}}

/* ───── REVEAL ───── */
.reveal{opacity:0;transform:translateY(18px);transition:opacity .7s var(--ease),transform .7s var(--ease);}
.reveal.in{opacity:1;transform:none;}

/* ───── INFO GRID (assurance / subventions) ───── */
.info-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);}
.info-card{background:var(--paper);padding:34px 30px;display:flex;gap:18px;align-items:flex-start;}
.info-card .num{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--brass);border:1px solid var(--brass-soft);width:30px;height:30px;display:flex;align-items:center;justify-content:center;flex-shrink:0;}
.info-card h4{font-family:'Fraunces',serif;font-weight:500;font-style:italic;font-size:1.05rem;margin-bottom:6px;}
.info-card p{font-size:13.5px;color:var(--text-muted);}

/* ───── TRUST BAR ───── */
.trust-bar{background:var(--ink-3);color:var(--text-on-ink-muted);padding:18px 0;border-bottom:1px solid var(--ink-line);}
.trust-bar-inner{display:flex;align-items:center;justify-content:center;gap:42px;flex-wrap:wrap;font-family:'IBM Plex Mono',monospace;font-size:11.5px;letter-spacing:0.03em;text-transform:uppercase;}
.trust-bar-inner span{display:flex;align-items:center;gap:8px;}
.trust-bar-inner span::before{content:'';width:5px;height:5px;border-radius:50%;background:var(--brass);flex-shrink:0;}

/* ───── NUMBERS GRID ───── */
.numbers-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));border-top:1px solid var(--ink-line);}
.number-item{padding:42px 24px;border-left:1px solid var(--ink-line);text-align:center;}
.number-item:first-child{border-left:none;}
.number-value{font-family:'Fraunces',serif;font-size:2.6rem;font-style:italic;color:var(--brass-light);line-height:1;}
.number-label{font-size:12.5px;color:var(--text-on-ink-muted);margin-top:10px;font-family:'IBM Plex Mono',monospace;letter-spacing:0.02em;}
@media (max-width:780px){.number-item{border-left:none;border-top:1px solid var(--ink-line);}.number-item:first-child{border-top:none;}}

/* ───── TESTIMONIAL GRID ───── */
.testimonial-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);}
.testimonial-card{background:var(--paper);padding:34px 30px;display:flex;flex-direction:column;}
.testimonial-card .stars{color:var(--brass);font-size:13px;margin-bottom:18px;letter-spacing:2px;}
.testimonial-card p.quote{font-family:'Fraunces',serif;font-style:italic;font-size:1.05rem;line-height:1.55;margin-bottom:22px;flex:1;}
.testimonial-card .who{display:flex;align-items:center;gap:12px;}
.testimonial-card .avatar{width:38px;height:38px;border-radius:50%;background:var(--ink);color:var(--text-on-ink);display:flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-style:italic;font-size:15px;flex-shrink:0;}
.testimonial-card .name{font-size:13.5px;font-weight:600;}
.testimonial-card .role{font-size:12px;color:var(--text-muted);}

/* ───── PERSON CARD ───── */
.person-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(240px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);}
.person-card{background:var(--paper);padding:32px 28px;text-align:left;}
.person-avatar{width:54px;height:54px;border-radius:50%;background:var(--ink);color:var(--text-on-ink);display:flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-style:italic;font-size:20px;margin-bottom:18px;}
.person-card .name{font-family:'Fraunces',serif;font-weight:500;font-style:italic;font-size:1.1rem;}
.person-card .role{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--brass);text-transform:uppercase;letter-spacing:0.03em;margin:6px 0 14px;}
.person-card p{font-size:13px;color:var(--text-muted);}

/* ───── PARTNER GRID ───── */
.partner-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(180px,1fr));gap:1px;background:var(--line);border:1px solid var(--line);}
.partner-logo{background:var(--paper);padding:34px 20px;display:flex;flex-direction:column;align-items:center;justify-content:center;text-align:center;gap:10px;}
.partner-logo .mark{width:40px;height:40px;border:1px solid var(--line);border-radius:50%;display:flex;align-items:center;justify-content:center;font-family:'Fraunces',serif;font-style:italic;font-size:16px;color:var(--brass);}
.partner-logo .pname{font-size:12.5px;font-weight:600;}
.partner-logo .pcat{font-size:11px;color:var(--text-muted);}

/* ───── TIMELINE ───── */
.timeline{border-left:1px solid var(--line);margin-left:6px;}
.timeline-item{position:relative;padding:0 0 44px 32px;}
.timeline-item:last-child{padding-bottom:0;}
.timeline-item::before{content:'';position:absolute;left:-5px;top:4px;width:9px;height:9px;border-radius:50%;background:var(--brass);}
.timeline-item .year{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--brass);margin-bottom:6px;display:block;}
.timeline-item h4{font-family:'Fraunces',serif;font-weight:500;font-style:italic;font-size:1.15rem;margin-bottom:6px;}
.timeline-item p{font-size:13.5px;color:var(--text-muted);max-width:480px;}

/* ───── CONTACT FORM ───── */
.contact-shell{display:grid;grid-template-columns:1.2fr 0.8fr;gap:56px;}
.contact-form{background:var(--paper-deep);border:1px solid var(--line);padding:40px 36px;}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:18px;}
.form-group{margin-bottom:20px;}
.form-group label{display:block;font-family:'IBM Plex Mono',monospace;font-size:11px;text-transform:uppercase;letter-spacing:0.03em;color:var(--text-muted);margin-bottom:8px;}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:13px 15px;border:1px solid var(--line);background:var(--paper);font-family:'Inter',sans-serif;font-size:14px;color:var(--text);outline:none;border-radius:1px;transition:border-color .2s;}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{border-color:var(--brass);}
.form-group textarea{min-height:130px;resize:vertical;}
.btn-form{display:inline-flex;align-items:center;gap:9px;background:var(--ink);color:var(--text-on-ink);border:none;padding:14px 30px;font-family:'Inter',sans-serif;font-size:14.5px;font-weight:600;cursor:pointer;border-radius:var(--radius);transition:transform .25s var(--ease);}
.btn-form:hover{transform:translateY(-2px);}
@media (max-width:780px){.contact-shell{grid-template-columns:1fr;}.form-row{grid-template-columns:1fr;}}

/* ───── LEGAL CONTENT ───── */
.legal-content h2{font-family:'Fraunces',serif;font-weight:500;font-style:italic;font-size:1.5rem;margin:40px 0 14px;}
.legal-content h2:first-child{margin-top:0;}
.legal-content h3{font-size:1.05rem;font-weight:700;margin:22px 0 10px;}
.legal-content p{font-size:14.5px;color:var(--text);line-height:1.8;margin-bottom:14px;max-width:760px;}
.legal-content ul{margin:10px 0 16px 22px;}
.legal-content ul li{font-size:14px;color:var(--text);margin-bottom:7px;}
.legal-table{width:100%;border-collapse:collapse;margin:18px 0 28px;max-width:760px;}
.legal-table td{padding:11px 16px;border-bottom:1px solid var(--line);font-size:13.5px;}
.legal-table td:first-child{color:var(--text-muted);width:240px;font-family:'IBM Plex Mono',monospace;font-size:12px;}

/* ───── PROCESS STEPS ───── */
.steps-row{display:grid;grid-template-columns:repeat(auto-fit,minmax(200px,1fr));gap:36px;position:relative;}
.step{position:relative;}
.step .step-idx{font-family:'Fraunces',serif;font-style:italic;font-size:2.2rem;color:var(--brass);margin-bottom:14px;}
.step h4{font-family:'Fraunces',serif;font-weight:500;font-size:1.1rem;margin-bottom:8px;}
.step p{font-size:13.5px;color:var(--text-muted);}
/* ───── SERVICE ICON ───── */
.card-icon{width:44px;height:44px;border-radius:50%;border:1px solid var(--brass-soft);background:var(--brass-soft);display:flex;align-items:center;justify-content:center;margin-bottom:20px;color:var(--brass);transition:background .3s var(--ease),transform .3s var(--ease);}
.card-icon svg{width:20px;height:20px;}
.card-grid .card:hover .card-icon{background:var(--brass);color:var(--paper);transform:scale(1.06) rotate(-6deg);}

/* ───── SECURITY GRID ───── */
.security-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:1px;background:var(--ink-line);border:1px solid var(--ink-line);}
.security-card{background:var(--ink);padding:34px 28px;}
.security-card .s-icon{width:42px;height:42px;border-radius:50%;background:rgba(224,188,116,0.1);border:1px solid rgba(224,188,116,0.25);display:flex;align-items:center;justify-content:center;color:var(--brass-light);margin-bottom:18px;}
.security-card .s-icon svg{width:18px;height:18px;}
.security-card h4{font-family:'Fraunces',serif;font-style:italic;font-weight:500;font-size:1.05rem;margin-bottom:8px;}
.security-card p{font-size:13px;color:var(--text-on-ink-muted);}

/* ───── COMPARATEUR ───── */
.compare-table{width:100%;border-collapse:collapse;border:1px solid var(--line);}
.compare-table th,.compare-table td{padding:18px 22px;border-bottom:1px solid var(--line);font-size:13.5px;text-align:left;}
.compare-table thead th{font-family:'IBM Plex Mono',monospace;font-size:11px;text-transform:uppercase;letter-spacing:0.04em;color:var(--text-muted);background:var(--paper-deep);}
.compare-table th:nth-child(2),.compare-table td:nth-child(2){text-align:center;color:var(--brass);font-weight:600;background:rgba(201,160,78,0.06);}
.compare-table th:nth-child(3),.compare-table td:nth-child(3){text-align:center;color:var(--text-muted);}
.compare-table td:first-child{font-weight:500;}
.compare-table .yes::before{content:'✓';color:#4B6E4A;font-weight:700;margin-right:5px;}
.compare-table .no::before{content:'—';color:var(--text-muted);margin-right:5px;}
@media (max-width:700px){.compare-table{font-size:12px;}.compare-table th,.compare-table td{padding:12px 10px;}}

/* ───── PARTNER MARQUEE ───── */
.marquee-wrap{overflow:hidden;position:relative;border-top:1px solid var(--line);border-bottom:1px solid var(--line);}
.marquee-wrap::before,.marquee-wrap::after{content:'';position:absolute;top:0;bottom:0;width:80px;z-index:2;pointer-events:none;}
.marquee-wrap::before{left:0;background:linear-gradient(90deg,var(--paper),transparent);}
.marquee-wrap::after{right:0;background:linear-gradient(270deg,var(--paper),transparent);}
.marquee-track{display:flex;gap:0;width:max-content;animation:marquee 32s linear infinite;}
.marquee-item{display:flex;align-items:center;gap:10px;padding:26px 46px;font-family:'IBM Plex Mono',monospace;font-size:12.5px;letter-spacing:0.04em;color:var(--text-muted);white-space:nowrap;border-right:1px solid var(--line);}
.marquee-item span.dot{width:5px;height:5px;border-radius:50%;background:var(--brass);}
@keyframes marquee{from{transform:translateX(0);}to{transform:translateX(-50%);}}
@media (prefers-reduced-motion:reduce){.marquee-track{animation:none;}}

/* ───── APP DOWNLOAD ───── */
.app-shell{display:grid;grid-template-columns:0.9fr 1.1fr;gap:64px;align-items:center;}
.app-mock{position:relative;justify-self:center;}
.app-phone{width:230px;height:470px;border-radius:32px;background:linear-gradient(160deg,var(--ink) 0%,var(--ink-2) 100%);border:6px solid var(--ink-3);box-shadow:var(--shadow-soft);position:relative;overflow:hidden;padding:22px 16px;}
.app-phone::before{content:'';position:absolute;top:14px;left:50%;transform:translateX(-50%);width:60px;height:5px;border-radius:4px;background:rgba(244,236,224,0.25);}
.app-screen-row{background:rgba(244,236,224,0.06);border:1px solid rgba(244,236,224,0.1);border-radius:8px;padding:12px 14px;margin-bottom:10px;}
.app-screen-row .l1{font-family:'IBM Plex Mono',monospace;font-size:9px;color:var(--text-on-ink-muted);margin-bottom:5px;}
.app-screen-row .l2{font-family:'Fraunces',serif;font-style:italic;color:var(--text-on-ink);font-size:15px;}
.app-badges{display:flex;gap:14px;margin-top:30px;flex-wrap:wrap;}
.app-badge{display:flex;align-items:center;gap:10px;border:1px solid var(--line);padding:11px 20px;border-radius:6px;text-decoration:none;color:var(--text);transition:border-color .25s var(--ease),transform .25s var(--ease);}
.app-badge:hover{border-color:var(--brass);transform:translateY(-2px);}
.app-badge .b-top{font-size:9.5px;color:var(--text-muted);display:block;}
.app-badge .b-bot{font-family:'Fraunces',serif;font-style:italic;font-size:14.5px;}
.app-qr{width:74px;height:74px;border:1px solid var(--line);background:repeating-conic-gradient(var(--ink) 0% 25%, transparent 0% 50%) 0 0/10px 10px;flex-shrink:0;}
.app-mock-img{width:auto;height:auto;display:block;filter:drop-shadow(var(--shadow-soft));}

@media (max-width:640px){
  .app-mock-img{width:190px;}
}
/* ───── ACTUALITÉS ───── */
.news-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(280px,1fr));gap:28px;}
.news-card{border:1px solid var(--line);display:flex;flex-direction:column;transition:transform .3s var(--ease),box-shadow .3s var(--ease);}
.news-card:hover{transform:translateY(-4px);box-shadow:var(--shadow-soft);}
.news-thumb{height:150px;background:linear-gradient(135deg,var(--paper-deep),var(--line));position:relative;overflow:hidden;}
.news-thumb::before{content:'';position:absolute;inset:0;background:radial-gradient(circle at 30% 20%, rgba(201,160,78,0.25), transparent 60%);}
.news-tag{position:absolute;top:14px;left:14px;background:var(--ink);color:var(--brass-light);font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:0.04em;padding:5px 10px;text-transform:uppercase;}
.news-body{padding:24px 22px;flex:1;display:flex;flex-direction:column;}
.news-date{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--text-muted);margin-bottom:10px;}
.news-body h4{font-family:'Fraunces',serif;font-weight:500;font-style:italic;font-size:1.1rem;margin-bottom:10px;line-height:1.3;}
.news-body p{font-size:13px;color:var(--text-muted);margin-bottom:16px;flex:1;}
.news-link{font-size:12.5px;font-weight:600;text-decoration:none;border-bottom:1px solid var(--text);padding-bottom:2px;align-self:flex-start;}

/* ───── COUNT-UP NUMBERS ───── */
.number-value[data-count]{font-variant-numeric:tabular-nums;}

/* ───── GLASS CHIP ───── */
.glass-chip{position:absolute;display:flex;align-items:center;gap:8px;background:rgba(244,236,224,0.55);backdrop-filter:blur(14px) saturate(160%);-webkit-backdrop-filter:blur(14px) saturate(160%);border:1px solid rgba(255,255,255,0.4);box-shadow:0 14px 34px -12px rgba(36,21,38,0.35);padding:10px 16px;border-radius:40px;font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--ink);letter-spacing:0.02em;z-index:3;}
.glass-chip .gc-dot{width:7px;height:7px;border-radius:50%;background:#4B6E4A;box-shadow:0 0 0 3px rgba(75,110,74,0.18);}
html[data-theme="dark"] .glass-chip{background:rgba(30,22,33,0.55);border-color:rgba(255,255,255,0.08);}
.hero-grid{position:relative;}
.chip-secure{top:-18px;left:24px;}
.chip-rate{bottom:-16px;right:36px;}
@media (max-width:980px){.glass-chip{display:none;}}

/* ───── HOME TIMELINE ───── */
.timeline-grid{display:grid;grid-template-columns:0.9fr 1.1fr;gap:64px;}
@media (max-width:880px){.timeline-grid{grid-template-columns:1fr;}}
.timeline-img{margin-top:32px;width:100%;max-width:420px;height:auto;border-radius:var(--radius);box-shadow:var(--shadow-soft);}

@media (max-width:880px){
  .timeline-img{max-width:100%;margin-top:24px;}
}
@media (max-width:480px){
  .timeline-img{margin-top:18px;border-radius:0;}
}
/* ---- Composants ajoutés : documents & avertissements réglementaires ---- */
.doc-list{display:grid;grid-template-columns:repeat(auto-fit,minmax(230px,1fr));gap:14px;}
.doc-item{border:1px solid var(--line);background:var(--paper);padding:18px 20px;font-size:13.5px;line-height:1.5;color:var(--text-muted);display:flex;gap:12px;align-items:flex-start;}
.doc-item .doc-mark{font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--brass);flex-shrink:0;margin-top:2px;}
.doc-item strong{color:var(--text);display:block;margin-bottom:3px;font-weight:600;}
.risk-notice{border:1px solid var(--line);border-left:3px solid var(--brass);background:var(--paper-deep);padding:26px 30px;font-size:14px;line-height:1.65;color:var(--text-muted);}
.risk-notice strong{color:var(--text);}
.risk-notice ul{margin:12px 0 0;padding-left:20px;}
.risk-notice li{margin-bottom:6px;}
.risk-notice .risk-label{font-family:'IBM Plex Mono',monospace;font-size:11px;text-transform:uppercase;letter-spacing:0.04em;color:var(--brass);display:block;margin-bottom:10px;}
.table-note{margin-top:14px;font-size:12px;color:var(--text-muted);}

/* ───── FORMULAIRES — validation & confirmation (composant réutilisable) ───── */
.confirm-panel{display:none;background:var(--paper-deep);border:1px solid var(--brass-soft);padding:40px 36px;text-align:center;}
.confirm-panel.show{display:block;}
.confirm-panel .c-icon{width:52px;height:52px;border-radius:50%;background:var(--brass-soft);color:var(--brass);display:flex;align-items:center;justify-content:center;margin:0 auto 18px;}
.confirm-panel h3{font-family:'Fraunces',serif;font-style:italic;font-weight:500;font-size:1.4rem;margin-bottom:10px;}
.confirm-panel p{font-size:13.5px;color:var(--text-muted);max-width:420px;margin:0 auto;}
.confirm-panel .ref{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--text-muted);margin-top:14px;}
.field-error{color:#B5504A;font-size:11.5px;margin-top:6px;display:none;}
.form-group.invalid input,.form-group.invalid select,.form-group.invalid textarea{border-color:#B5504A;}
.form-group.invalid .field-error{display:block;}

/* ───── SIMULATEURS (crédit / épargne) — réutilise les tokens du design system ───── */
.sim-shell{display:grid;grid-template-columns:1.1fr 0.9fr;gap:1px;background:var(--line);border:1px solid var(--line);}
@media (max-width:880px){.sim-shell{grid-template-columns:1fr;}}
.sim-panel{background:var(--paper);padding:38px 34px;}
.sim-panel.result{background:var(--ink);color:var(--text-on-ink);display:flex;flex-direction:column;justify-content:center;}
.sim-field{margin-bottom:26px;}
.sim-field:last-child{margin-bottom:0;}
.sim-field label{display:flex;justify-content:space-between;align-items:baseline;font-family:'IBM Plex Mono',monospace;font-size:11.5px;letter-spacing:0.04em;text-transform:uppercase;color:var(--text-muted);margin-bottom:10px;}
.sim-field label .v{font-family:'Fraunces',serif;font-style:italic;font-size:1rem;color:var(--text);text-transform:none;letter-spacing:0;}
.sim-field select{width:100%;padding:13px 14px;border:1px solid var(--line);background:var(--paper);color:var(--text);font-family:'Inter',sans-serif;font-size:14px;border-radius:var(--radius);}
.sim-field input[type="range"]{width:100%;accent-color:var(--brass);height:4px;}
.sim-result-label{font-family:'IBM Plex Mono',monospace;font-size:11.5px;letter-spacing:0.04em;text-transform:uppercase;color:var(--text-on-ink-muted);margin-bottom:10px;}
.sim-result-value{font-family:'Fraunces',serif;font-style:italic;font-size:2.6rem;margin-bottom:22px;}
.sim-result-value span:last-child{font-size:1rem;font-style:normal;color:var(--text-on-ink-muted);margin-left:6px;}
.sim-sub-row{display:flex;justify-content:space-between;font-size:13.5px;padding:11px 0;border-top:1px dashed var(--ink-line);color:var(--text-on-ink-muted);}
.sim-sub-row span:last-child{color:var(--text-on-ink);font-family:'IBM Plex Mono',monospace;}
.sim-note{margin-top:20px;font-size:11.5px;line-height:1.5;color:var(--text-on-ink-muted);padding-top:16px;border-top:1px dashed var(--ink-line);}
.sim-schedule-toggle{margin-top:22px;background:none;border:1px solid var(--line);color:var(--text);font-family:'IBM Plex Mono',monospace;font-size:11.5px;letter-spacing:0.03em;padding:11px 18px;cursor:pointer;border-radius:var(--radius);transition:background .25s var(--ease);}
.sim-schedule-toggle:hover{background:var(--paper-deep);}
.sim-schedule{margin-top:22px;overflow-x:auto;display:none;}
.sim-schedule.open{display:block;}
.sim-schedule table{width:100%;border-collapse:collapse;min-width:520px;}
.sim-schedule th{background:var(--ink);color:var(--text-on-ink);padding:10px 14px;text-align:left;font-family:'IBM Plex Mono',monospace;font-size:10.5px;text-transform:uppercase;letter-spacing:0.03em;}
.sim-schedule td{padding:9px 14px;border-bottom:1px solid var(--line);font-size:12.5px;font-family:'IBM Plex Mono',monospace;}
.sim-schedule tr.ellipsis td{text-align:center;color:var(--text-muted);}
.sim-chart{margin-top:24px;background:var(--paper);border:1px solid var(--line);padding:20px;}
.sim-chart svg{width:100%;height:auto;display:block;}
.sim-chart-legend{display:flex;gap:22px;margin-top:14px;font-family:'IBM Plex Mono',monospace;font-size:11px;color:var(--text-muted);}
.sim-chart-legend span{display:flex;align-items:center;gap:7px;}
.sim-chart-legend .dot{width:8px;height:8px;border-radius:50%;}

/* ───── QUIZ / ASSISTANT / STEP-FORM (composant réutilisable) ───── */
.quiz-shell{background:var(--paper);border:1px solid var(--line);max-width:820px;margin:0 auto;}
.quiz-progress-track{height:3px;background:var(--line);}
.quiz-progress-fill{height:100%;background:var(--brass);transition:width .35s var(--ease);}
.quiz-progress-lbl{display:flex;justify-content:space-between;padding:20px 40px 0;font-family:'IBM Plex Mono',monospace;font-size:10.5px;letter-spacing:0.04em;text-transform:uppercase;color:var(--text-muted);}
.quiz-body{padding:36px 40px 42px;}
.quiz-step{display:none;}
.quiz-step.active{display:block;animation:qfade .4s var(--ease);}
@keyframes qfade{from{opacity:0;transform:translateY(8px);}to{opacity:1;transform:translateY(0);}}
.quiz-q{font-family:'Fraunces',serif;font-size:1.4rem;font-style:italic;font-weight:500;margin-bottom:24px;}
.quiz-options{display:grid;gap:10px;}
.quiz-options.cols-2{grid-template-columns:1fr 1fr;}
@media (max-width:640px){.quiz-options.cols-2{grid-template-columns:1fr;}}
.quiz-option{display:flex;align-items:center;gap:13px;padding:16px 18px;border:1px solid var(--line);background:var(--paper-deep);cursor:pointer;border-radius:1px;transition:border-color .2s,background .2s;font-size:14px;text-align:left;color:var(--text);font-family:'Inter',sans-serif;width:100%;}
.quiz-option:hover{border-color:var(--brass);}
.quiz-option.selected{border-color:var(--brass);background:var(--brass-soft);}
.quiz-option .mark{width:16px;height:16px;border-radius:50%;border:1.5px solid var(--text-muted);flex-shrink:0;position:relative;}
.quiz-option.selected .mark{border-color:var(--brass);}
.quiz-option.selected .mark::after{content:'';position:absolute;inset:3px;border-radius:50%;background:var(--brass);}
.quiz-option .sub{display:block;font-size:12px;color:var(--text-muted);margin-top:2px;}
.quiz-field{margin-bottom:22px;}
.quiz-field:last-child{margin-bottom:0;}
.quiz-field label{display:block;font-family:'IBM Plex Mono',monospace;font-size:11px;text-transform:uppercase;letter-spacing:0.03em;color:var(--text-muted);margin-bottom:10px;}
.quiz-field input[type=text],.quiz-field input[type=number],.quiz-field input[type=tel],.quiz-field input[type=email],.quiz-field select{width:100%;padding:13px 15px;border:1px solid var(--line);background:var(--paper-deep);font-family:'Inter',sans-serif;font-size:14px;color:var(--text);outline:none;border-radius:1px;}
.quiz-field input:focus,.quiz-field select:focus{border-color:var(--brass);}
.quiz-field-row{display:grid;grid-template-columns:1fr 1fr;gap:16px;}
@media (max-width:640px){.quiz-field-row{grid-template-columns:1fr;}}
.quiz-nav{display:flex;justify-content:space-between;align-items:center;margin-top:32px;border-top:1px solid var(--line);padding-top:24px;}
.quiz-btn-back{font-family:'IBM Plex Mono',monospace;font-size:12px;letter-spacing:0.02em;color:var(--text-muted);background:none;border:none;cursor:pointer;}
.quiz-btn-back:disabled{opacity:0;pointer-events:none;}
.quiz-btn-next{font-family:'IBM Plex Mono',monospace;font-size:12.5px;letter-spacing:0.03em;padding:13px 28px;background:var(--ink);color:var(--text-on-ink);border:none;cursor:pointer;border-radius:1px;transition:background .2s;}
.quiz-btn-next:hover{background:var(--ink-2);}
.quiz-btn-next:disabled{opacity:0.35;pointer-events:none;}
.quiz-result{display:none;background:var(--ink);color:var(--text-on-ink);}
.quiz-result.active{display:block;animation:qfade .4s var(--ease);}
.quiz-result-inner{padding:40px;}
.quiz-result-tag{font-family:'IBM Plex Mono',monospace;font-size:11px;letter-spacing:0.05em;color:var(--brass-light);text-transform:uppercase;margin-bottom:12px;}
.quiz-result-title{font-family:'Fraunces',serif;font-size:2.1rem;font-style:italic;margin-bottom:16px;}
.quiz-result-desc{color:var(--text-on-ink-muted);font-size:14.5px;margin-bottom:24px;line-height:1.7;}
.quiz-result-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(160px,1fr));gap:1px;background:var(--ink-line);border:1px solid var(--ink-line);margin-bottom:26px;}
.quiz-result-cell{background:var(--ink);padding:16px 18px;}
.quiz-result-cell .lbl{font-family:'IBM Plex Mono',monospace;font-size:9.5px;text-transform:uppercase;color:var(--text-on-ink-muted);letter-spacing:0.03em;margin-bottom:6px;}
.quiz-result-cell .val{font-family:'Fraunces',serif;font-style:italic;font-size:1.15rem;color:var(--text-on-ink);}
.quiz-result-actions{display:flex;flex-wrap:wrap;gap:16px;align-items:center;}
.quiz-result-restart{font-family:'IBM Plex Mono',monospace;font-size:12px;color:var(--text-on-ink-muted);background:none;border:none;text-decoration:underline;cursor:pointer;}
.quiz-summary-list{list-style:none;margin:0 0 24px;padding:0;}
.quiz-summary-list li{display:flex;justify-content:space-between;padding:11px 0;border-bottom:1px dashed var(--ink-line);font-size:13.5px;color:var(--text-on-ink-muted);}
.quiz-summary-list li span:last-child{color:var(--text-on-ink);font-family:'IBM Plex Mono',monospace;}
.quiz-note{margin-top:22px;font-size:11.5px;line-height:1.5;color:var(--text-on-ink-muted);padding-top:16px;border-top:1px dashed var(--ink-line);}

/* ───── ACTIONS FLOTTANTES : WHATSAPP + MESSAGERIE ───── */
.float-actions{position:fixed;right:24px;bottom:24px;display:flex;flex-direction:column;align-items:flex-end;gap:14px;z-index:200;}
.float-btn{width:56px;height:56px;border-radius:50%;display:flex;align-items:center;justify-content:center;box-shadow:var(--shadow-soft);cursor:pointer;border:none;text-decoration:none;transition:transform .25s var(--ease),box-shadow .25s var(--ease);position:relative;flex-shrink:0;}
.float-btn:hover{transform:translateY(-3px);}
.float-btn-wa{background:#25D366;color:#fff;}
.float-btn-chat{background:var(--ink);color:var(--text-on-ink);border:1px solid var(--brass);}
.float-btn-badge{position:absolute;top:-3px;right:-3px;background:#B5504A;color:#fff;font-family:'IBM Plex Mono',monospace;font-size:10px;width:18px;height:18px;border-radius:50%;display:flex;align-items:center;justify-content:center;border:2px solid var(--paper);}
.float-btn-badge.hidden{display:none;}
.float-tooltip{background:var(--ink);color:var(--text-on-ink);font-family:'IBM Plex Mono',monospace;font-size:11.5px;padding:9px 14px;border-radius:20px 20px 4px 20px;box-shadow:var(--shadow-soft);white-space:nowrap;opacity:0;transform:translateY(6px);pointer-events:none;transition:opacity .3s var(--ease),transform .3s var(--ease);}
.float-tooltip.show{opacity:1;transform:translateY(0);}
@media (max-width:640px){.float-tooltip{display:none;}}

.chat-panel{position:fixed;right:24px;bottom:98px;width:368px;max-width:calc(100vw - 32px);height:min(520px,70vh);background:var(--paper);border:1px solid var(--line);box-shadow:var(--shadow-soft);z-index:210;display:none;flex-direction:column;overflow:hidden;border-radius:3px;}
.chat-panel.open{display:flex;animation:qfade .3s var(--ease);}
.chat-head{background:var(--ink);color:var(--text-on-ink);padding:16px 18px;display:flex;justify-content:space-between;align-items:flex-start;flex-shrink:0;}
.chat-head-title{font-family:'Fraunces',serif;font-style:italic;font-weight:500;font-size:1.05rem;}
.chat-head-sub{font-family:'IBM Plex Mono',monospace;font-size:10px;letter-spacing:0.02em;color:var(--text-on-ink-muted);display:flex;align-items:center;gap:6px;margin-top:5px;}
.chat-head-sub::before{content:'';width:6px;height:6px;border-radius:50%;background:#6FCB6A;}
.chat-close{background:none;border:none;color:var(--text-on-ink);cursor:pointer;font-size:16px;line-height:1;padding:4px;}
.chat-body{flex:1;overflow-y:auto;padding:18px;display:flex;flex-direction:column;gap:12px;background:var(--paper-deep);}
.chat-msg{max-width:82%;padding:11px 14px;border-radius:12px;font-size:13px;line-height:1.55;}
.chat-msg.bot{background:var(--paper);border:1px solid var(--line);align-self:flex-start;border-bottom-left-radius:3px;color:var(--text);}
.chat-msg.user{background:var(--ink);color:var(--text-on-ink);align-self:flex-end;border-bottom-right-radius:3px;}
.chat-msg a{color:var(--brass);text-decoration:underline;}
.chat-suggestions{display:flex;flex-wrap:wrap;gap:8px;padding:12px 18px;background:var(--paper-deep);border-top:1px solid var(--line);flex-shrink:0;}
.chat-suggestion{font-family:'IBM Plex Mono',monospace;font-size:10.5px;padding:7px 12px;border:1px solid var(--line);background:var(--paper);border-radius:20px;cursor:pointer;color:var(--text);transition:border-color .2s;}
.chat-suggestion:hover{border-color:var(--brass);}
.chat-input-row{display:flex;border-top:1px solid var(--line);background:var(--paper);flex-shrink:0;}
.chat-input-row input{flex:1;border:none;padding:14px 16px;font-family:'Inter',sans-serif;font-size:13.5px;background:transparent;color:var(--text);outline:none;}
.chat-input-row button{border:none;background:var(--ink);color:var(--text-on-ink);padding:0 20px;cursor:pointer;font-family:'IBM Plex Mono',monospace;font-size:11.5px;letter-spacing:0.02em;transition:background .2s;}
.chat-input-row button:hover{background:var(--ink-2);}
.chat-note{font-size:10px;color:var(--text-muted);padding:8px 18px;background:var(--paper-deep);border-top:1px dashed var(--line);flex-shrink:0;}
@media (max-width:480px){.chat-panel{right:16px;bottom:88px;width:calc(100vw - 32px);}.float-actions{right:16px;bottom:16px;}}

.chat-whatsapp-link{display:flex;align-items:center;justify-content:center;gap:9px;background:#25D366;color:#fff;text-decoration:none;padding:12px 16px;font-family:'Inter',sans-serif;font-size:13.5px;font-weight:600;flex-shrink:0;transition:background .2s;}
.chat-whatsapp-link:hover{background:#1EBE59;}
.chat-whatsapp-link svg{flex-shrink:0;}